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Leadership

Timely financial support matters for people in dire need. Set up in 1997, Agro Indus Credits Limited (Formerly Agro Indus Finance and Leasing (I) Limited), is a trusted and vibrant NBFC. Initially set up to lend a helping hand to those in rural areas

Board of

DIRECTORS

Director

Pradeep Kumar P B

Mr. Pradeep Kumar P. B. is the Chairman and brings over four decades of expertise in corporate governance and institutional development. A graduate in Mathematics from Kerala University, he also holds professional qualifications in Shipping Agency and Logistics Management from Kent University, United Kingdom.

He spent 40 years with the GAC Group, one of the world’s largest shipping and logistics networks, including 32 years as General Manager...

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Director

Kesavan Muraleedharan

Mr. Kesavan Muraleedharan has been serving as a Director of Agro Indus Credits Limited since 2010. He is also the Chairman & Managing Director of the SFC Group, with diversified operations across the UAE and the British Virgin Islands.

With a distinguished career in the hospitality sector, he has nurtured and expanded well-recognized brands such as SFC Plus, India Palace, and Muralya Dairy. His leadership has consistently driven these ventures ...

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Director

K K Vijayan

Mr. K. K. Vijayan serves as a Director of Agro Indus Credits Limited. He has been associated with the company since 2015, contributing over a decade of leadership and governance experience. Throughout his tenure, Mr. Vijayan has played a key role in strengthening the company’s mission of extending accessible and inclusive financial services to underserved communities, particularly in rural and semi-urban areas.

His guidance has been instrumen...

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Director

C R Prasannan

Mr. C. R. Prasannan, is a seasoned member of the Board of Directors at Agro Indus Credits Limited having held the directorship since 2008. Mr. Prasannan’s enduring tenure with over 16 years of governance signals his consistent commitment to steering the company through evolving financial landscapes while upholding its foundational values of accessibility, transparency.

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Director

S. Jayakumar

Mr. S. Jayakumar is a distinguished businessman and philanthropist with over four decades of experience in business and corporate leadership. He is the Founder, Chairman & Managing Director of the J & P Group of Companies, Bahrain, which has grown under his leadership into a diversified business group spanning trading, contracting, industrial services, and jewellery retail.

Alongside his entrepreneurial achievements, Mr. S. Jayakumar is dee...

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Director

Arjun A V

Mr. Arjun A. V. has been a Director of Agro Indus Credits Limited since 2023. He holds a Bachelor’s degree in Computer Science from IIT Hyderabad, a Post Graduate Diploma from IIM Calcutta, and an MBA from the Yale School of Management, UK.

With over a decade of experience, he has worked with leading global organizations including American Express, Vizury, Fidelity Investments, Liberty Mutual Insurance and Uber, gaining deep expertise in fina...

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Director

Prakash Damodaran V

Mr. Prakash Damodaran V. serves as a Director of Agro Indus Credits Limited since 2021, bringing with him over 22 years of diversified professional experience across multiple industries in the UAE and Saudi Arabia. Throughout his career, he has consistently demonstrated visionary leadership, sound business acumen, and a strong commitment to organizational excellence.

His wide-ranging exposure to international markets has provided him with deep insi...

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Director

C P Sasidharan

Mr. C. P. Sasidharan is a Director at Agro Indus Credits Limited and brings over 33 years of distinguished experience from working in The Federal Bank Ltd., where he held various Senior Leadership roles including General Manager and Zonal Head.

He holds dual postgraduate degrees an MBA in Finance Management and an M.A. in Economics and History and possesses extensive expertise in credit, planning and development, foreign exchange, public relations,...

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Independent Director

S. Venkataramana

Mr. S. Venkataramana serves as an Independent Director of Agro Indus Credits Limited since 2020. He is a Chartered Accountant and also a Cost Accountant with more than 25 years of distinguished experience across the Middle East and India. Over the course of his career, he has successfully contributed to diverse sectors such as Hospitality, Retail, Telecom etc, with proven capabilities in financial forecasting, strategic planning, fund raising  and corporate ...

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Independent Director

Hari M S

Mr. Hari. M. S. has been a Director of Agro Indus Credits Limited since 2023. A finance professional with over 26 years of expertise in financial management, auditing, and ERP implementation, he holds distinguished credentials as a Chartered Accountant (ICAI, India), Certified Management Accountant (ICMA, USA), and Certified Information Systems Auditor (ISACA, USA).

With a strong background in strategic planning, risk management, and regulatory com...

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KEY

TEAM

Chief Executive Officer

Joseph P Abraham

Mr. Joseph P Abraham, Chief Executive Officer of Agro Indus Credits Limited, brings with him over 24 years of distinguished experience in the financial services sector. A graduate of St. Xavier’s College, Ahmedabad and a postgraduate in Management (MBA) from Shivaji University, he is a seasoned business development professional with strong expertise in change management. Over the course of his career, he has held senior leadership roles at Indiabulls Securi...

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Chief Financial Officer

Ashalatha V R

Mrs. Ashalatha V R, Chief Financial Officer of Agro Indus Credits Limited, is a Chartered Accountant with over a decade of experience in financial management, audits, taxation, and regulatory compliance. She has been associated with leading NBFCs and reputed Chartered Accountancy firms, gaining extensive exposure in statutory audits, due diligence, GST compliance, and internal control reviews across diverse sectors. Recognized for her analytical approach and mana...

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Company Secretary

Ajay Vinayak Prabhu

Mr. Ajay Vinayak Prabhu, Company Secretary of Agro Indus Credits Limited, is experienced in Corporate Secretarial functions and Governance. He holds a Bachelor’s degree in Commerce, a Degree in Law (LLB) and is a member of the Institute of Company Secretaries of India. With his professional expertise and commitment to compliance, Mr. Ajay plays an important role in ensuring sound corporate governance and regulatory adherence.

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